Alba Partners


Our leadership have a combined experience of over 100 years delivering complex change
initiatives across multiple industries and regions, including the UK and Middle East.

Executive Leadership

Richard Jacobs

Co-founder & Chief Executive Officer

Richard has 15-years of experience leading large scale business transformation programmes. 


He is an experienced Programme Manager who excels in turning a business vision into a plan and then delivering on the business vision. He has worked across the Financial Services, Retail and Automotive sectors.

Carol Jacobs

Co-founder & Chief Executive Officer

Carol has over 13-years of top tier consulting experience across multiple industries including retail, financial services, oil & gas and hospitality in UK and Middle East. 


Carol has extensive experience in large-scale Change & Transformation Programs, leading work across all Change Management Areas including Strategy, Readiness, Delivery, and Adoption.

Consulting Leadership

Kam Ghaghda

Managing Director

Kam has 18-years of experience in delivering large scale change programmes in FTSE 100 companies across Financial Services, Automotive, Oil & Gas sectors. 


Kam has helped to shape Change Functions and led key transformational programmes. In the chaos, Kam like to bring calm & get things done.

Nazam Majid

Managing Director

Nazam has over 19-years of experience specializing in IT Program Management and Solution Architecture. He has a proven implementation record of complex programs with clients of varying maturity. Nazam excels at building long lasting trust-based relationships, attention to detail and ability to analyze and resolve complex problems and requirements.

Andy Boyes - Managing Director at Alba Partners

Andy Boyes

Managing Director

Andy has over 34-years’ experience in senior consulting and line organisation roles across Financial Services, Energy, and Retail sectors. He specialises in the leadership of strategic business and digital transformation. Andy has specific expertise in business aligned technology strategy and operating models, large scale programme oversight, and assurance of critical transformations.

Charles David Churchill - Financial Services Practice Head at Alba Partners

Charles David Churchill

Financial Services Practice Head

Charles has over 17-years of leadership and financial services consulting experience, predominately in Banking & Global Markets. 

He specialises in strategic change and transformation. He has deep expertise in regulatory change management, including IBOR Transition, Brexit, MiFID II, and Open Banking. 

He has worked with Deutsche Bank, UBS/CS, Morgan Stanley, HSBC and State Street.

Ed James - Manager at Alba Partners

Edward James

Public Sector Practice Head

Ed has 15 years of experience across the public and third sectors – working with schools, universities, charities, and the government – and in private sector financial services. Ed has delivered numerous projects to improve the quality of teacher training, working with universities and schools. He has worked for government on complex policy issues including being part of the fastest ever set up of a public body, Oak National Academy – the Department for Education’s ed tech champion. Ed has also led process improvement, digital transformation and regulatory compliance projects in the private sector.

Senior Advisors


Mark Thundercliffe

Senior Advisor

Mark has over 37 years in industry in Banking. 

He was the Chief Risk Officer, HSBC Wealth & Personal Banking – UK, Europe, Middle East & Africa and Group Chief Risk Officer for Virgin Money.

His key projects include Senior Advisory roles with Virgin
Money and Bank South Pacific.

Bill Farrant Alba-Partners-Senior-Advisor

Bill Farrant

Senior Advisor

Bill has over 30 years of experience in Financial Services. 


He has worked across a variety of front office roles in the UK, Asia and North America. Selected front office experience includes Head of UK Corporate Sales for Santander, Head of Abbey National’s trading business in Asia, Head of Capital Markets for Rabobank, before taking over as Head of Regulatory Programmes for Santander Global Corporate Banking.

Mohammed Al Fayed - Senior Advisor at Alba Partners

Mohammed Al Fayed

Senior Advisor

Mohamed is a tech disruptor, global entrepreneur, digital advisor, visionary, and mentor.


Leveraging over 20 years of experience, Moe pioneered omnichannel solutions and successfully introduced the region’s first two-hour e-commerce delivery promise. He also launched and managed the region’s largest luxury online marketplace Ounass. 

Jeff Simmons - Alba-Partners-Senior-Advisor

Jeff Simmons

Senior Advisor

Jeff is an accomplished leader with a history of success in driving strategic risk management, regulatory compliance, and governance initiatives, whilst developing and managing risk functions across the financial services sector.


Over his 30 years of experience, Jeff’s has an extensive track record of creating and executing robust financial strategies in fulfilment with corporate objectives, driving enhanced process improvements. He is also well-versed in designing and implementing comprehensive risk frameworks, policies, and controls to safeguard organisational assets and reputation.


Viral Patel

Senior Advisor

Viral is a strategic, proactive, and driven professional with extensive COO experience and a proven track record of successfully delivering on strategic programmes, running key initiatives with high levels of complexity, and managing senior teams across multiple locations to drive operational excellence and efficiencies.


Over his 28 years of experience, he has developed an extensive range of expertise in process re-engineering, business strategy, regulatory and audit compliance, strategic planning, executive advisory, operational efficiency, conduct risk, and employee engagement and retention.